'Smart-Sizing'

The new movement for older home buyers.

Robin and Stefanie Wohnsigl, a couple who recently moved to the Four Seasons at Kent Island active-adult community in Chester, Md., have been on a four-year journey to find the right place for their retirement.

“We sold our big house in Great Falls four years ago and downsized to n apartment in Reston,” says Robin Wohnsigl, a retired Air Force colonel and airline industry executive. “The apartment was great, it had indoor and outdoor swimming pools, and we loved Reston, but we had downsized too much plus we wanted a backyard for our dog.”

The Wohnsigls moved from an 8,000-square-foot house to a 1,500-square-foot apartment before their recent transition to a 3,700-square-foot single-family…

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❤️ Real Estate Crush of the Week: 5 Rockingham Street

Since love is in the air in Palmetto Bluff with the Bieber wedding, I couldn’t resist this beauty that is within walking distance to Wilson Village. This home is so full of light, and look at that fireplace. Wow! There are so many gorgeous features.

Make sure you check out:

• FOUR…4…en suite bedrooms!!

• the interior doors are my fav - love those panels

• that tub

• beautiful hardwood and tile floors

• porch spaces galore

• you can walk or bike to all your amenities in the Village

• 5 years of rental history if you want an investment instead of primary residence

We could go see it today and try to catch a glimpse of the wedding! Let’s go.

5 Rockingham Street l Bluffton

$1,195,000

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Mortgage Broker vs. Bank: Which Is Better for Buying a Home?

When you’re looking for a mortgage, to either buy a home or refinance one, you can use a mortgage broker or deal directly with the bank.

Using a broker to get a home loan instead of going directly through a bank loan officer or other mortgage lender has its pros and cons. Depending on your needs and situation, you'll have to decide which is right for you.

Going it alone

If you go it alone, you deal with the bank directly. If you're a regular customer and have a great relationship with your local bank or community bank, for example, you might receive better terms and interest rates. A local mortgage lender may work with you, especially if you already have accounts with the financial institution.

If you don't have a good working…

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Negotiation: There’s More to it Than You Think!

When you think of real estate negotiations, what comes to mind? For most buyers and sellers, price tops the list. While this is certainly an important part of any real estate deal, did you know there are at least six others areas of potential negotiation?

Closing costs: In addition to the price of the home, buyers must pay closing costs that cover lender fees and other charges. Buyers may ask sellers to help pay for these costs with a flat dollar amount or a percentage of the fees.

Closing date: Do you need to close on a home quickly? Perhaps you need a little more time to search for your next home. There are also different advantages to closing at the beginning and end of the month.

Personal property: What will be included with the four…

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❤️ Real Estate Crush of the Week: 25 Crystal Beach Circle

All I can say is…”Wow! Yes Please!” Where do I even start? The white kitchen. The large bedrooms. The views. THE GUEST HOUSE. The free form pool. Two docks.

But it doesn’t end there:

• a golf cart for quick trips to Old Town Bluffton

• open floor plan

• 3 beds, 2.5 baths in the main house and 2 beds, 2 baths in the guest house

• again…that backyard

• over 3,600 sqft

• brick fireplace

• the lush landscaping and location, location, location

This place is for you! I wouldn’t lie about that.

25 Crystal Beach Circle l Bluffton

$1,250,000

Listed by Kevin King, Charter One Realty

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❤️ Real Estate Crush of the Week: 203 Caldwell Circle

I picked this Crescent neighborhood beauty because she and I go way back! This is my first house when I moved to the Lowcountry. I know all her nooks and crannies. I know that you will absolutely love the big windows that lets all the light in every morning, and I know you will love the wooded area in the backyard where all the birds hang out and play.

Quite frankly, this is an oldie but a goodie!

• the perfect 3 bedroom 3 bath home just under 2,600 square feet

• his and her closets

• built-ins (who doesn’t love built-ins!?!)

• a Carolina room and a covered lanai

• new roof and exterior paint

• it’s in the Crescent which is golf cart friendly and close to everything

I LOVE this house. Let me show…

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❤️ Real Estate Crush of the Week: 7 Palmetto Point Drive

Okay this week’s crush is for those of you that asked me to feature new construction but guess what?!! I did one even better; new construction, large lot and on an island. This Pine Island home is perfect for those of you that want privacy yet you want to be close to Old Town Bluffton. I told you that I have your back!

But that’s not it, there is all this too:

• wood burning fireplace

• wooded and marsh views

• trim work that will make your heart skip a beat

• a gorgeous front door that welcomes you into almost 2,000 square feet of heaven

• three cozy bedrooms

• the floors….did you see them?

• the front and back porches are killer

• the pot filler - enough said!

What more could you…

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FEATURED LISTING: 21 Coronado Ct

What I love about this home

WHAT IS NOT TO LOVE? WELCOME HOME!

More details

$239,000

1,258 square feet

3 bedrooms and 2 bathrooms

EASY LIVING AWAITS! A favorite section of Sun City, centrally located & close to all + a great friendly cul-de-sac street. This sweet Heather Model has it ALL - Perfect eat-in kitchen, 3 bedrooms (or 2+ office/den), 2 bathrooms w/ a brand new tiled walk-in master shower & lovely screen porch overlooking lush green backspace. Open concept great room w/ bar overlooking kitchen. Light & bright. Freshly painted with year old carpet. Newer HVAC + new hot water heater. Lives much larger than square footage. Clean stucco report. Enjoy all of Sun City's top-notch activities & amenities. Live your best life now!

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2019 Mid-Year Market Report

Charter One Realty compiles these great Mid-Year Market Reports. We thought you would enjoy taking a look at what’s happening around town!

Click on the image above to review information including area snapshots, community-specific information, new listings, pending sales, and closed sales in Hilton Head, Daufuskie Island, Bluffton, Okatie, Beaufort and the surrounding Mainland.

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FEATURED LISTING: 26 Rosewood Lane

What I love about this home

I love that this home is all on one floor. It makes it easy for easy living. It is so bright and airy. It’s such a beauty and located perfectly to get to everything.

More Details

$425,000

2,430 square feet

3 bedrooms and 4 bathrooms

ALL WE CAN SAY IS... "WOW!" This is the house you have been waiting for! All on 1-floor w/ generous bedrooms & terrific room separation. Light, bright & open. Gorgeous flooring, sumptuous kitchen w/ quartz counters, private office/den/flex-room plus spacious screen porch w/ serene lagoon views. Built-ins & closet space abound. 2 car garage + GC bay. This home exudes Lowcountry living through & through. Situated in gated Baynard Park, minutes from River Ridge Academy & all that…

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